Maintaining a fit and healthy lifestyle can reduce the risk of illness, but you should also ensure your family has adequate financial protection.
Maintaining a healthy lifestyle is easier than you think. By taking some straightforward tests and implementing simple lifestyle changes, you could substantially improve your health and reduce the risk of suffering a life-threatening trauma.
It’s important to set aside some time to review your personal insurance insurance each year. We can help you determine the type of insurance and the level of cover that’s right for your circumstances and lifestyle.
Here are four steps to a healthier lifestyle
- Give up cigarettes and avoid passive smoking
Smoking is a major cause of heart disease, stroke and several different forms of cancer, as well as a wide variety of other health problems. Stopping smoking brings immediate and lasting health benefits, regardless of your age or gender.
- Eat a healthy diet
Most Australians eat only half the amount of fruit and vegetables recommended for good health. Adults should aim to eat at least two serves of fruit and five serves of vegetables every day.
- Exercise for 30 minutes on five or more days per week
Incorporating 30 minutes of moderate physical activity into your daily routine can lead to improvements in blood pressure, blood cholesterol and body weight.
- Drink alcohol in moderation
While one or two standard drinks per day may do no harm (assuming you are otherwise in reasonable health), excessive alcohol increases your risk of high blood pressure, heart disease and stroke as well as many other health problems. Everyone should have at least one or two alcohol-free days per week.
While we hope you take the right steps to maintain a healthy lifestyle, the reality is that a traumatic health event can still happen and it’s vital that you and your family have adequate financial protection.
What would happen if you were incapacitated by a serious illness? How would you cover financial necessities such as mortgage repayments, bills and school fees? Smarter Financial are here to help.